Ringwood, Wanaque and West Milford real estate and homes for sale in New Jersey, New Construction, Condos - Karen Adatto, REALTOR® Karen Adatto REALTOR(r) for Ringwood, Wanaque and West Milford, New Jersey real estate, New Construction, Condos - NUMBER1EXPERT™ Karen Adatto NUMBER1EXPERT(tm) for Ringwood, Wanaque and West Milford, New Jersey real estate, New Construction, Condos
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Karen Adatto, REALTORŪ, real estate agent and broker for Ringwood, Wanaque and West Milford New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-962-5413.


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First Time Homebuyers: Ringwood, Wanaque and West Milford New Jersey home buying, real estate listings, and homes for sale in Passaic County, NJ
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Ringwood, Wanaque and West Milford real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Accepting An Offer >Responding to Low Offers

The beginning of negotiations is usually the end of many months of hard work for the buyer or seller. The work ahead requires skill in order to maintain a strong position.

Sellers can lose their advantage if they do not counter an offer that a buyer has made. Even if the opening offer is beneath what the seller feels is reasonable, it is advisable for the seller to respond with a slight reduction from the asking price. The most important component in negotiating is good communication.

The best way to handle a low offer is to counter it with definite terms that are favorable to the seller. A counter offer has two advantages: 1) it keeps the buyer interested, and 2) it moves the negotiation forward and gives the buyer the opportunity to submit another offer that the seller is more likely to prefer.

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Real Estate Trivia
Q 
Why is the Terra Amata site in Nice, France famous?

A 
Remains of 21 huts found in 1965 are thought to be the oldest known habitation from the Acheulian culture 400,000 years ago.
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Karen Adatto, REALTORŪ, real estate agent and broker for Ringwood, Wanaque and West Milford New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Karen Adatto
Coldwell Banker Residential Brokerage

130 Skyline Drive
Ringwood, NJ 07456
Phone #: 973-962-5413
Fax #: 973-962-9697
E-mail: karenadatto@NUMBER1EXPERT.com

Karen Adatto has been a real estate professional since 1989 gathering years of expericence in both areas of home sellers and buyers. She consistently has been a top producer in the northern New Jersey area, and has helped hundreds of families reach their goals and realize their dreams of home ownership. A longtime resident of Ringwood, Karen specializes in assisting customers throughout the Ringwood, Wanaque and West Milford areas of Passaic County. Having lived in the area since 1979, coupled with her vast real estate expertise, Karen possesses a wealth of information that prospective buyers find extremely helpful. She is a member of the GSMLS CIRCLE OF EXCELLENCE since 1997.

Equal HousingMLSREALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Ringwood, Wanaque and West Milford New Jersey

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